Enjoy competitive interest rates for your money invested for fixed periods!

With a First Citizens Fixed Deposit Account you can be assured that your money grows safely and soundly.

It means security for you and your family through medium to long- term savings. Invest wisely today by opening a First Citizens Fixed Deposit Account.

• Terms of 3, 6, 12, 18, 24 and 36 months
• Minimum opening deposit $1,000
• Interest Rate Structure Interest rate is paid based on the band of savings as well as the term of the deposit. The deposit bands are as follows:

• $1,000 - $19,999
• $20,000 - $99,999
• $100,000 - $249,999
• $250,000 - $499,999
• $500,000 - $999,999
• Over $1,000,000

• Terms of 30 days, 3, 6 & 12 months
• Minimum opening deposit of $1,000.00
• Interest Rate Structure Interest rate is paid based on the band of savings as well as the term of the deposit. The deposit bands are as follows:
  • $1,000 - $74,999
  • $75,000 - $149,999
  • $150,000 - $999,999
  • Over $1,000,000

• Your funds can act as excellent security for a loan you may need
• You have the ease of automatic renewal of your contract at the end of the period
• Our free Telebanking Service allows you to perform banking transactions from a touch tone telephone. It saves you valuable time
• You can also sign up for our free Internet Banking Service to conduct banking transactions from anywhere and at anytime.
• Our free Mobile Banking Service allows you to access your accounts from a mobile device. You can access account balances, account history, Transfer funds and account alerts all from your mobile phone.

Please note:

The Policy of the Bank concerning the payment of interest on Fixed Deposits broken before maturity is as follows:

• Less than 3 months - $20 plus no interest
• More than 3 months - Savings rate, number of days
• Interest rates and terms of default are subject to change and customers will be advised accordingly

Insured by the DIC Corporation of Trinidad and Tobago. (Up to $125,000)