'When making a cash deposit, please be ready to show a valid ID and deposit only into accounts that list your name,' states a letter received recently by a JPMorgan Chase bank customer. A new policy move by Chase - America's largest bank by assets - will change the way customers can make cash deposits. Access the app on your smart phone, write on the back of check “Mobil deposit only”, sign it, app will take you to photo page where you take a pic of front and back sides, (app frames them), review and click deposit. Subscribe to Chase here: how to deposit a check using the Chase Mobile® App by taking a picture with your mobile phone. Deposit your checks per your bank's instructions. Banks will vary but, many require you to endorse, or sign, the back of the check, you might need to include your account number as well, and photograph both sides to submit to your bank.

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